When ‘free’ credit report isn’t free

This article by Claudia Buck in The Sacramento Bee is a great summary of all these ‘free’ sites that will get you on credit monitoring services that can charge $30 a month if you don’t jump through the hoops:

http://www.sacbee.com/2013/06/23/5515750/claudia-buck-when-free-credit.html

I recently went to ‘freecreditreport.com’ where if you don’t opt out in 7 days they will nail you for these fees.  I also tried the  www.annualcreditreport.com site and it seems to work ok.
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