Remember the good old days, when you were single and were living the good life (don’t forget the living paycheck to paycheck); well you probably weren’t putting anything away for retirement or savings! See this article in MarketWatch from The Wall Street Journal by Robert Powell:
http://www.marketwatch.com/story/singles-swing-into-retirement-with-little-savings-2013-04-18
It is probably a good idea to talk to your kids early about the need to saving early and often, so you do have some savings for a car, or a retirement fund!
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