Even though you can only get a huge .8% (that is .0008!) interest rate on a regular savings account today, should you just chuck it and put your money in a mattress? There may be some alternatives for your shorter term cash. See this article in Smart Money by Jen Wieczner for those other ideas:
http://www.smartmoney.com/plan/banking/is-it-stupid-to-save-5-alternatives-1348525179055/?mg=com-sm
Or I guess you could always find that mattress after all (just kidding!)
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