With tuition costs going up and incomes coming down, people are borrowing for college more than ever. Some unconventional methods have joined the normal borrowing. See this article in The Wall Street Journal by Annamaria Andriotis:
http://online.wsj.com/article/SB10000872396390443295404577545371701429782.html
These methods also have some risk but it is worth it when junior becomes a doctor or a lawyer (or gets a Liberal Arts Degree).
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