The key to your children having a secure and rich retirment starts when they graduate high school or college. It is important to save consistently and start early. See this article in the Wall Street Journal by CAROLYN T. GEER:
http://online.wsj.com/article/SB10001424052702304019404577418623865572852.html
Compounding your money works better the sooner you start, but it is never too late.
Remember, You can count on us to count for you! 