SInce the news and everyone under the sun has bashed Bank of America for its debit card monthly fee, which it has since gotten rid of (too late), people have been flocking to Credit Unions. See this article about it:
http://www.sacbee.com/2011/11/30/4088566/california-credit-unions-still.html
This shows you have power to make some changes in life if you shop around. Any questions, call me at 818-333-5095 or email at bstonercpa@sbcglobal.net 
Remember, you can count on us to count for you!