Want to be a millionaire? The best way is to start young and put a monthly amount into a Roth IRA. 400 a month at 8.5% annual yield for 35 years will give you a million bucks! The key is to start young and consistantly invest. WIth the Roth IRA, you will never have to pay income tax on the money either. I will go into this a little further in my March newsletter.