See, with 25 to 30 years minimum in retirement, plans need to be made and mistakes minimized. See this article by Rodney Brooks in USAToday for some answers and other things to think about:

http://www.usatoday.com/story/money/columnist/brooks/2014/07/01/retirement-pension-401k-women-financial/11774199/

One of the most important things to have is a plan of action. Then you are not just jumping off the retirement cliff. Everyone is a little different, so make sure you structure your plan with you in mind. Even if you plan to carry on alone as far a retirement goes, some planning at the beginning will be worth it.

For financial, accounting and tax musings,