A major problem of tax fraud the IRS is trying to combat is fraudulent preparers filing multiple returns and having many refunds direct deposited into the same account (usually belonging to said preparer).  So the IRS is planning to put some direct deposit limitations on tax refunds starting next January.  See more details in this article in AccountingToday by Michael Cohn:

http://www.accountingtoday.com/news/irs_watch/irs-impose-direct-deposit-limits-prevent-identity-theft-71230-1.html

So in the future you can only deposit three direct deposits into the same bank account; more than three will get a notification from the IRS that any refunds over three will be mailed by check to the taxpayer’s address of record.  Time will tell if this will help prevent tax fraud or just a change of tactics by the bad guys!

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