This article in USA Today by John Waggoner explores how much you should actually take annually from your retirement accounts to live on:http://www.usatoday.com/story/money/columnist/waggoner/2013/07/18/retirement-savings-withdrawals/2552669/My feeling on this is to look at the net increase of your plans from last year, divide by 12 and take that amount monthly. If you want to shift some of your money to private annuities then do so and allocate the difference. Then at least you won’t outlive your money! For financial, accounting and tax musings,You can count on us to count for you! email bstonercpa@sbcglobal.net phone 818-317-6035 Website www.briantstonercpa.com
The biggest credit mistake you can make
Don’t make this credit mistake if you want to keep your credit score high or improve it. It is the mistake most often made that can actually hurt your score. See this post in MSN Money by Adam Levin in Credit.com:http://money.msn.com/credit-rating/the-biggest-credit-mistake-you-can-makeCut up the cards but don’t close the account!For financial, accounting and tax musings,You can count on us to count for you! email bstonercpa@sbcglobal.net phone 818-317-6035 Website www.briantstonercpa.com
How to keep telemarketers at bay
Don’t you just want to kill all those sales calls you get at the office, at home, in the bathroom, wherever. This article in the Sacramento Bee by Claudia Buck at least gives you options to reduce these annoying campaigns:http://www.sacbee.com/2013/07/14/5563587/ftc-takes-aim-at-illegal-telemarketing.htmlAll the DONOTCALL lists aside (they don’t always work) it is usually best to just hang up!For financial, accounting and tax musings,You can count on us to count for you! email bstonercpa@sbcglobal.net phone 818-317-6035 Website www.briantstonercpa.com