Brian’s Tax Musings

So now the Teacher’s Union is talking about putting an initiative on the ballot to increase taxes on people making over a million dollars in income to fund schools, colleges, and other social programs (what happened to the lottery; remember our schools win too.)  They want to tax the top who pay a lot of the taxes.  The top 1% of earners (who make about $350,000) earn about 20% of all income but pay about 40% of the taxes.  See the article below:http://www.mercurynews.com/ci_19133319Just remember if you tax the rich too much, they have the capacity and the reasons to move somewhere else!

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Brian’s Financial Musings

Hey, Congress is looking at a bill that will allow you to tap your 401K for up to $50,000 to help with a forclosure.  It would have to be spent within 120 days of withdrawal and the amount would still be taxable.  Here is a link to the article:http://articles.latimes.com/2011/oct/16/business/la-fi-harney-20111016This might save your home it it passes, so watch and wait.

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Brian’s Financial Musings

A little more on the new bank debit and checking account fees:  Here is an article that discusses the three ‘Cs’ – Cash, Checks and Credit Cards (it should be the 4 ‘Cs’ and include Credit Unions).  Take a look:http://www.sacbee.com/2011/10/16/3981243/claudia-buck-you-dont-have-to.htmlBanks take TARP money then charge us for our own money, so we shouldn’t take this!

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