Brian’s Financial Musings

Today is the final rebate card segment – business credit cards.  They usually have all the personal card advantages, plus some bonuses for office supplies, gas, meals and travel.  They usually have an introductory low interest rate as well as a waived first year or zero annual fee.  Here is the link to compare:http://www.creditcards.com/business.phpRemember, these cards can be found money if you use them right.  Make sure you get the best card for you and watch the interest rates on the card; it is probably a good idea to pay it off every month; the rebates become even more valuable.  My wife and I banked over $1000 in rebates last year by putting as many bills and expenses on the rebate card, then paying everything off each month.  Good luck on your rebate jouney!

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Brian’s Financial Musings

Today takes us to student credit cards.  They are usually prepaid cards.  Some tie to parent’s credit or debit cards.  They usually have some parental controls.  Make sure you look at annual fees and interest rates.  They can be a good way for a student to build credit if not abused.  Here is a link:http://www.creditcards.com/college-students.php

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Brian’s Tax Musings

Hold everything!  The IRS has made an announcement that it is actually more expensive to run a car than they thought.  They have raised the business mileage rate 4.5 cents for July 1 to December 31 to 55.5 cents a mile from the original 51 cents a mile. (They should have done this in January, but being about six months behind the times, they naturally have to wait until gas prices start going down before raising the business cost per mile).  Okay everyone, back to our regularly scheduled program.

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