In the next few days I am going to talk a little about rebate credit cards. These cards give you rebates based on how much you charge on your credit card. You can get points that pay you cash, give you giftscards, can give you discounts on restaurants, golf equipment, vacations, etc. They sometimes have an annual fee and the interest rate may be higher than a normal card (to help pay for the rebates). If you use them right (especially if you pay off your balance every month) they can be found money and a way to generate cash savings or discounts on stuff you already use.