New technology will let you use your smartphone to get money out of an ATM without a debit card. And you can order your money up to 24 hours in advance. See this article about this new bank service in CNNMoney by Blake Ellis:

http://money.cnn.com/2013/10/09/pf/cardless-atms/index.html

Three banks, Wintrust, BMO Harris and City National Bank will be rolling this feature out across their ATMs by the end of 2014. I am already nervous about more wireless stuff messing up, but this is obviously the wave of the future.

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