An Annuity Plan Called Social Security

Deferring your Social Security benefits can yield a significant advantage.  See this post in The Wall Street Journal by Carolyn T. Geer to see a way to maximize this government funded annuity : http://online.wsj.com/article/SB10001424052702303342104579097183009704484.html The risky part of this is having to fund part of retirement with your IRA or 401K while you wait for social security benefits to accumulate.  You should probably do some planning before deciding whether to wait taking benefits, as each person’s situation is different.      For financial,  accounting and tax musings, You can count on us to count for you! email: bstonercpa@sbcglobal.net  phone: 818-317-6035 Website: www.briantstonercpa.com   https://twitter.com/bstonercpa

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‘Fee-Only’ Financial Advisers Who Don’t Charge Fees Alone

Don’t hold yourself out as a fee only financial advisor if you are taking commissions as well as fees!  Apparently being ‘fee only’ is the new buzz for Certified Financial Planners as well as other financial professionals to get new clients.  See this article in The Wall Street Journal Money Beat by Jason Zweig: http://blogs.wsj.com/moneybeat/2013/09/20/decoding-fee-only-sometimes-it-isnt-what-you-think/ Remember, if you say you are fee only, you should be fee only – anything else is false advertising!     For financial,  accounting and tax musings, You can count on us to count for you! email: bstonercpa@sbcglobal.net  phone: 818-317-6035  Website: www.briantstonercpa.com   https://twitter.com/bstonercpa  

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Make Sure You Know Who Will Inherit Your Twitter Account

Make sure digital assets are also part of your estate plan.  See this article by Arden Dale in The Wall Street Journal: http://online.wsj.com/article/SB10001424127887324577904578557572448026196.html Just remember to also document your passwords and everything else to access your accounts; you don’t want your Itunes account to sit there unused by the ones you love!   For financial,  accounting and tax musings, You can count on us to count for you! email: bstonercpa@sbcglobal.net   phone: 818-317-6035   Website: www.briantstonercpa.com   https://twitter.com/bstonercpa

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