The difference between what you will have to retire on and what you need to retire on is called the retirement gap. For more information on this, see this article in US News and World Report by Scott Holsopple:
http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2013/03/19/do-you-have-a-retirement-gap
If you have a retirement gap, the financial professionals in the ‘Rources’ section of my websire may be able to help. Call or email them and see what they say:
https://briantstonercpa.com/Resources.htmlRemember, for financial, accounting and tax musings,
You can count on us to count for you!
email bstonercpa@sbcglobal.net phone 818-317-6035 Website www.briantstonercpa.com