An interesting topic, will forcing potential homebuyers to put down a larger down payment help prevent forclosures? Will this slow down the housing market by limiting potenial buyers? See this article in The Sacramento Bee by Peter Eavis of The New York Times:
http://www.sacbee.com/2013/04/25/5369770/mortgage-experts-debate-the-value.html
My feeling is that higher down payments may reduce forclosures and in the short-term may keep some potential buyers out of the market, but longer-term if people want to buy a house, they will save or borrow from family the down payment so the effect will be minimized.
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