Changing your investing strategies because of the fiscal cliff may not be such a great idea – if Congress comes up with a compromise at the last minute it may mess up your new investments. See this article in The Mercury News by Stephen J. Butler to get an explanation:
http://www.mercurynews.com/ci_22235037/
It is probably a better idea to stick with your long term investment plan and treat this just like any other short term bump in the road.
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