Well, when you finally get that tax refund, what are you going to do with it? (Vacation, car, Vegas?) Well here are some ideas from Ashlea Ebeling in Forbes:
http://www.forbes.com/sites/ashleaebeling/2013/02/12/six-places-to-stash-your-tax-refund/?ss=personalfinance
Personally I like the idea of using some of the money in either a Roth or Traditional IRA. Saving for retirement is never a bad idea.
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