Now Fico is supposedly making a big deal of its “open access” program to get your Fico score for free, but less than 2% of people can actually get it without paying for it. See this post in MarketWatch by AnnaMaria Androitis for more details:

http://www.marketwatch.com/story/fico-makes-credits-scores-free-for-almost-no-one-2013-11-14

So do they want us to get it for free or not? They better figure this out because if they are marketing this to only the 2% they might as well not bother.

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