The new federal budget proposed by President Obama has some retirement plan proposed changes that people should be aware of.  Nothing has gotten farther than the proposed stage yet (and with this Congress, I think passage is unlikely), but see this article in the San Jose Mercury News written by Janet Kidd Stewart of the Chicago Tribune for a list of the major potential changes:

http://www.mercurynews.com/business/ci_26477736/retirement-saving-changes-you-should-keep-an-eye

The scary part is losing some IRA and 401K exclusions, as well as the potential of making Roth IRA accounts subject to the Required Minimum Distribution (RMD).  But like I said, none of this is law yet, and the way things have moved in the past, we may all be retired before any of the budget items actually pass.

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