It may not be too late to save some taxes for 2013 – especially if you have not filed.  See a list of possible tax saving ideas from Bill Bischoff in Market Watch:

http://www.marketwatch.com/story/you-may-still-be-able-to-cut-last-years-tax-bill-2014-10-02

The SEP and Roth reversal only work if you haven’t filed yet; you can take the sales tax and medical deductions even if you filed by filing an amended return.  Who says you can’t change the past (or at least amend it a little?)

  For financial,  accounting and tax musings,