If your company has a 401(k) that has a company match of a certain percentage of what the employee puts into it, the easy road is to contribute enough to get the company match, then stop. See this article in MarketWatch by Richard Mason to see why this road can be a mistake in the long term:
www.marketwatch.com/story/how-to-stretch-the-401k-match-2015-06-24
An important item for retirement is to save at least 10% of your income in some retirement vehicle. A good rule of thumb is to put enough into the 401(k) to get the company match, then contribute to a Roth IRA if you qualify because of income, and then contribute the rest of the 10% into the 401(k). Also I would not include the match as part of the 10% (the 10% should be money you contribute, the match I would treat as earnings.) With compounding, you will be amazed at how much money you will have at retirement.
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